"Do not honour" is a payment decline message from issuers. That covers 33% among all declined transactions. Traditional Card-on-file doesn’t provide CCV to issuer and thus often regarded as high risk transaction, finally result in false decline.
EMV Issuer Token replaced PAN and Due Date for transaction authorisation. That could prevent from false decline.
Cherri TSP handles token life cycle with issuers. We update cardholder’s due date as long as the card is renewed to make sure the continuity of the card token.
With access to global issuers’ card database, cardholder can now see the exact card art, co-brand card name and details to enhance user experience.